I-Swipe Technologies
💳 Payment Infrastructure

Accept Payments Across
Africa with Confidence

Simplipay is the enterprise-grade payment gateway built for African businesses. Handle mobile money, card payments, and cross-border transfers with 99.9% uptime and real-time settlement.

Get Started Free Book a Demo
PCI-DSS Certified CBN Licensed Rails 256-bit SSL 99.9% Uptime SLA

Platform Metrics

99.9%
Uptime SLA
15+
Currencies
less than 2s
Settlement
256-bit
Encryption
"Simplipay reduced our failed transaction rate by 67% in the first month. The settlement speed alone changed how we manage cash flow."
Fintech Startup, Lagos
What You Get

Everything You Need to Get Paid

One integration. Every payment method your customers use. No surprise fees.

💳
Card Payments
Accept Visa, Mastercard, and Verve cards with 3DS2 security and full chargeback protection.
📱
Mobile Money
MTN MoMo, Airtel Money, and other telco wallets covering every Nigerian and pan-African user.
🏦
Bank Transfer
Real-time NIP transfers with instant confirmation and automated reconciliation.
🌍
Multi-currency
Collect in NGN, USD, GBP, EUR, GHS, KES and settle in your preferred currency.
⚡
Instant Settlement
T+0 settlement for qualifying businesses. No more waiting 3 to 5 business days.
🤖
Fraud Shield AI
Machine learning fraud detection that blocks suspicious transactions before they reach your account.
📊
Analytics Dashboard
Real-time transaction monitoring, revenue charts, and exportable reports in one place.
🔗
REST API
Clean, well-documented API with SDKs for PHP, Node.js, Python, and mobile platforms.
🔒
PCI-DSS Compliant
Level 1 PCI-DSS certified infrastructure — the highest standard in payment security.

Integrates With

Paystack Flutterwave GTBank Access Bank First Bank Zenith Bank MTN MoMo Opay Kuda PalmPay
Getting Started

Live in 4 Steps

Most businesses process their first transaction within 24 hours of signing up.

01
Create Account
Sign up and complete KYC verification in under 10 minutes. No paperwork, no branch visits.
02
Integrate
Use our API, plugins, or hosted checkout. No engineering team required for basic setup.
03
Go Live
Start accepting payments from customers anywhere in Africa within the same business day.
04
Get Paid
Funds settle directly to your bank account on your chosen schedule, T+0 to T+2.
Pricing

Simple, Transparent Pricing

No hidden fees. No surprises. Pay only for what you process.

Starter
1.5% per txn
+ N100 flat fee per transaction
  • Card and bank transfer
  • Standard settlement (T+1)
  • Basic dashboard
  • Email support
  • Up to N5M per month
Get Started
Most Popular
Business
1.0% per txn
Capped at N2,000 per transaction
  • All Starter features
  • Mobile money and USSD
  • Same-day settlement
  • Fraud Shield AI
  • Priority support
  • Up to N50M per month
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Enterprise
Custom
Volume-based pricing negotiated directly with our team
  • All Business features
  • Multi-currency settlement
  • Instant settlement (T+0)
  • Dedicated account manager
  • SLA guarantee
  • Unlimited volume
Talk to Sales

All prices exclude VAT. Enterprise clients receive custom quotes based on volume and industry.

Why Simplipay

Built for the African Reality

We did not just port a Western payment gateway to Africa. We built from the ground up for how Africans actually pay.

🌐
Pan-African by Design
From day one, Simplipay was built to work across Nigerian, Ghanaian, Kenyan, and other African payment rails simultaneously.
📶
Works on Poor Connectivity
Our checkout is optimised for low bandwidth. Customers on 2G can still complete transactions without timing out.
🏦
Nigerian Bank Integration
We have direct integrations with 20+ Nigerian banks including GTBank, Access, First Bank, and Zenith for faster settlements.
🔁
Automatic Retry Logic
Failed transactions are automatically retried on alternate routes, significantly increasing your success rate.
📞
USSD Payments
Customers without smartphones or internet access can pay via USSD, covering the widest possible user base.
🧾
Automated Reconciliation
Every transaction is automatically matched and reconciled. No spreadsheets, no manual checking.
Get Started Today

Ready to Accept Payments?

Join hundreds of African businesses already using Simplipay to collect payments, manage cash flow, and grow with confidence.

Create Free Account Schedule a Demo